如何选择最合适的房屋贷款？拿到最低利率？ How to Get Approved for the Best Mortgage？
如何拿到最佳房屋贷款利率？ How to Get Approved for the Best Mortgage？
#1: Credit FICO score and Credit Report.
#2: Home price and loan amount will impact final Mortgage APR
#3: Down payment. how to take consider tax impact and compared with investment
#4: Loan term (15yr vs. 30yr).
#5: Interest Rate Type (Fixed vs. Adjustable ARM).
#6: Interest rate vs. APR.
#7: Amortization
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WeChat: simple_investing
Web: finadv9.us
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Download Conforming Loan Limits for 2018 (All Counties):
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How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye： https://amzn.to/2NAIW5y
Robinhood REF (Free Stocks)：https://share.robinhood.com/linj12
懒人版包租婆 – 如何不买房，也可以投资房地产？ – How to invest In Real Estate Without Buying Property?
如何不买房，也可以当包租婆投资房地产？ How to invest In Real Estate Without Buying Property
微信: simple_investing
Robinhood REF (Free Stocks) https://share.robinhood.com/linj12
– Pros & Cons of Owning Rental Property
什么人应该尽量不要考虑投资房？
– Options – Invest In Real Estate Without Buying Property
有多少种方法可以不买房，但是来投资房地产
– What is REITs ?
什么是房地产投资基金，为什么要避免mREITs
– Dividend Reinvestment
复利投资和各种tax账户考虑
退休养老账户 – THE TRUTH ABOUT RETIREMENT – IRAs & 401(k)s & HSA – Mega Backdoor Roth IRA
微信: simple_investing
Robinhood REF (Free Stocks) https://share.robinhood.com/linj12
The Truth About Protecting Your IRAs and 401(k)s
https://amzn.to/2NX2Zdu
Retirement Accounts
– Traditional IRA
– Roth IRA
– 401(k)
– Roth 401(k)
– HSA
– Taxable Retirement Accounts
Contents
– IRAs & 401(k)s
– IRA Traditional vs. Roth
– Withdrawal Pains
– IRA Conversions
– 401(k)
*** Mega Backdoor Roth IRA
– Roth 401(k)
– Distribution
– Beneficiary
– Roth IRA for Children
– Health Saving Account (HAS)
– IRAs for your Spouse
– Self-employed
– Steve’s Rule
被动收入 – 红利再投资 Creating Passive Income with Dividend Stock and ETFs
被动收入 -红利再投资，如何省税投资，红利股选择和建立投资体系
微信: simple_investing
Robinhood REF Link (Free Stocks) https://share.robinhood.com/linj12
Creating Passive Income with Dividend Stock and ETFs
– What is Qualified Dividends?
– Qualified Dividends Tax
– Dividend Reinvestment
– FA – Warren Buffett Portfolio
– TA – Warren Buffett Portfolio
家庭储备金 & 复利投资 How to build and manage your family emergency fund?
最大优化家庭储备金，本金0 risk保本的同时，利用复利达到投资高回报率，1) 投资money market和撸Bank羊毛，2) 拿到手的利息，投资波动大的股票市场stock ETF
Family Emergency Fund
– Money Market & Banking Bonuses
– Stock and ETF (US & China)
微信: simple_investing
Robinhood REF Link (Free Stocks)
https://share.robinhood.com/linj12